Take the first steps towards owning a slice of Hawaii... Download our First Steps Kit - Data sheet, Inventory List, Annual Fee Schedule.


Own In Hawaii for the cost of a $335/mo. Car Payment!

Owning your own Fractional Vacation Property is easier than you think with Fractional Financing. Even though the price of each share is low enough for many to pay by cash, others see the true value of utilizing financing to leverage "Other People's Money" and to take advantage of the US tax laws that allow you to write-off your interest payments on a second home.

With this in mind, financing your annual two-month island getaway may be cheaper than what you currently pay for you monthly car payment. The best thing is that your monthly investment is now tied to a historically appreciating asset like real estate*, compared to an automobile, which in most cases will depreciate in value.

Take the first steps towards owning a slice of Hawaii...

Download the Kaiolu Sunrise Prospectus: Includes Data Sheet, Inventory List & Annual Fee Schedule. Enter the required information to receive the prospectus.

See For Yourself Calculate your estimated cost per month.



  • Your Payment Breakdown - based on the information above
  • Purchase Price
  • Tax Bracket
  • Down Payment
  • After-Tax Savings*
  • Balance
  • Annual Mortgage Payments
  • Fractional Mortgage*
  • Annual Tax Savings
  • Monthly Payment
  • Net Annual Mortgage Payments
  • Annual Mortgage Interest
  • Adj Monthly Payments after Tax Savings*

For More Financing Information

About fractional financing or to see if you qualify contact HomeLoan Financial at: 808.792.4250


Notes * Real Estate is an investment with risk, and appreciation is never guaranteed. Rates are subject to market conditions and may change without notice. APR 7.67%. Based second home occupancy, 5/1 Interest-Only ARM, amortized for 360 months, 700 FICO score, verifying income & assets - 30% required if not verifying income. Information is deemed reliable but not guaranteed. Please consult your tax professional to analyze your unique tax situation. Payments do not include the Fractional Association Annual Expenses. To find out what these dues consist of, download the prospectus at the top of this page.

Enjoy a slice of Hawaii today

Call Us at 808.306.1868